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In previous posts we’ve written about the challenges with our private insurance system and inadequate coverage. Drivers in Washington only have to carry $25,000 in liability coverage. That just isn’t enough (and why you should carry as much UIM insurance as you can afford).

As a result, there are lots of accidents where there isn’t enough insurance to compensate the injured person. When that happens it’s important to look at not only potential highway defect claims but also product liability claims. The following story provides an illustration:

K. David Williams filed a suit against Toyota last Wednesday, claiming that the company installed faulty seats that failed to protect him when another truck slammed into his 1998 Toyota 4-Runner. The impact of the gravel hauler truck into the back of William’s car rendered him a permanent paraplegic.

Williams claims that if not for a design defect in the car’s seat back and head restraint, he would have not been so badly injured in the accident. Williams is also claiming that Toyota is liable for not warning buyers of the potential hazards of the seats. The suit is demanding damages for Toyota’s “grossly negligent” and “reckless” omissions.

Even when it seems like you’ve hit a dead-end a creative and persistent personal injury attorney will be able to help you explore other options that will potentially yield the money you deserve.

For more information on this subject, please refer to the section on Defective and Dangerous Products.

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