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In September an Everett teen died in Mill Creek when the car he was driving went into a ditch and then flew into a tree. The south Everett teen was pronounced dead at Harborview Medical Center in Seattle.

Teenage drivers face a higher risk of fatal crashes, Washington Traffic Safety Commission spokeswoman Jonna VanDyk said. She said research shows that while teens make up only 7 percent of drivers, they are involved in 15 percent of fatal crashes.

Because teens are involved in twice as many fatal accidents as adult drivers both teens and their parents are encouraged to purchase the maximum amount of insurance (liability, PIP and UIM) that they can afford.

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